FiNexusMixing private and business
A private expense paid by the company can be added back by the tax office. A bank account and a card used only for the business solve it.
Your books up to date. All year round.
Our workshop reads your receipts, books them, reconciles your bank and checks everything as the month goes. You send a photo. Every month, you get your report.
Our workshop
You send your receipts. We handle the rest.
A photo, an email or your bank feed: our workshop reads, codes, reconciles and checks every document. You just find your books up to date.
With Guided and Advisory, a licensed auditor also reviews your file.
In 1 minute
Swiss accounting, without the jargon.
Who has to keep books, how it works and what it gives you. The essentials, in six steps.
1 · Who it applies to Art. 957 of the Swiss Code of Obligations
Keeping books, who has to?
Sàrl and SAAlwaysFull accounting
Sole proprietorshipTurnover ≥ CHF 500'000Full accounting
Sole proprietorshipTurnover < CHF 500'000Income and expenses
2 · Double entry
Every franc goes somewhere.
InvoiceLaptopCHF 2'000
1520IT equipmentWhat you own ↑
Debit+ 2'000
Credit
Balance0
1020BankYour bank ↓
Debit10'000
Credit− 2'000
Balance10'000
Debit 2'000=Credit 2'000
3 · The chart of accounts The Swiss SME chart of accounts, the basis of bexio
Nine classes to sort everything.
1Assetswhat you own
2Liabilitieswhat you owe
3Revenuewhat you sell
4Purchasesgoods, materials
5Staffsalaries, social costs
6Other expensesrent, costs, depreciation
7Side activitiessecondary business
8Non-operatingone-off items, taxes
9Closingyear-end
4 · The cycle
Every month, the same rhythm.
Month1of 12
1
Collect the documentsPhoto, email or bank
2
Book themRight account, right VAT
3
Reconcile the bankEvery transaction explained
4
Monthly reportYour figures, up to date
Twelve months…
Year-end almost done 5 · What you get from it
Figures to decide with.
Balance sheetWhat you own, what you owe
AssetsCHF 0
EquityCHF 0
Income statementWhat you earn, what you spend
TurnoverCHF 0
ProfitCHF 0
Tax returnManagement and cashFile for your bank
6 · Keep everything Take the bookkeeping check-up
Ten years, not a single box.
0years of retention
Documents and accounting books
Kept in digital form
Found in one click in bexio
Swiss accounting in 1 minute 6 steps · sound on
0:00 / 1:00
How it works
From receipt to balance sheet, in minutes.
You take a photo of your document or forward it. It is read, booked and matched with your bank. Your result and your cash move in real time.
Your books · October 2026
ReceivedReadBookedReconciled
Your month, liveExample, amounts in CHF
Up to date3TurnoverRevenue for the month, excl. VAT0.00
4-6ExpensesPurchases, staff, other expenses0.00
1020CashReconciled bank balance0.00
=Monthly result0.00
The numbers are the classes of the Swiss SME chart of accounts.
- No more shoeboxA photo or an email is enough. The document is filed and easy to find.
- Every transaction explainedEach line of your bank statement has its document and its account.
- Your figures, whenever you wantThe bexio subscription is included: you can see your result at any time.
Bookkeeping check-up
Your books, where do you stand?
Seven questions about your business. You find out what kind of accounting you must keep, whether you need an auditor, what comes up every year and which kind of support fits you.
- 1 minute, no sign-up
- Your duties under the Swiss Code of Obligations
- Practical advice, free
Calculator
Your books cost you more than you think.
The evenings you spend on receipts have a price. Enter your time and what it is worth: you see what you get back with FiNexus.
- Your time, in days per year
- What it is really worth
- What you get back with FiNexus
Question 1 of 7
Calculator
How much do your books cost you today?
CHF
12days per year
spent on your books
spent on your books
Your time96 h per year
What it is worthCHF 11'520
What you already payCHF 0
Your books cost youCHF 11'520 per year
Rough estimate. We count one hour per month on your side to send your documents. Prices excl. VAT, bexio subscription included.
Common mistakes
The mistakes we fix most often.
They all end up costing you: tax paid for nothing, a tax adjustment or cash sitting idle. And you can avoid every one of them by keeping your books month by month.
Letting the shareholder current account drift
Withdrawals, advances, costs paid out of your own pocket: without tracking, this account turns into a debt or a claim that the tax office looks at closely.
Losing receipts
No supporting document, no deductible expense and no VAT to recover. Take a photo the same day and the receipt is never lost.
Forgetting your receivables
An invoice nobody chases is cash sitting idle. And overstated turnover if it never gets paid.
Ignoring depreciation and provisions
Within the limits the tax office accepts, they reduce your taxable profit. Forget them and you pay too much tax.
Catching up on everything in March
Twelve months of documents handled in a rush: errors, unanswered questions and figures that arrive too late to make decisions.
Switching accounting firm
You switch. You lose nothing.
You can do it at any time of year. We handle the steps with your old accounting firm, you keep working.
- 1A first call
30 minutes to understand your business. You get a clear offer with a fixed monthly price.
- 2We take over your file
We get the accounts and balances from your old accounting firm and bring them into bexio, history included.
- 3Your books are running
Your documents are handled as the month goes, your bank is reconciled and your first report arrives.
Mid-year? We start from the last year-end closing or the last VAT return, and catch up on the months behind.
Talk to an expertPlans
A fixed price, every month.
No hourly billing, no surprise at year-end. The bexio licence is included.
FiNexus
Auto
from CHF 199 / month
Your books up to date in 48 hDocuments booked, bank reconciled, bexio licence included. VAT and year-end closing as options.
Get startedFiNexus
Guided
from CHF 490 / month
Everything taken care ofBookkeeping, VAT, year-end closing and tax return, with a dedicated contact person.
Get startedFiNexus
Advisory
from CHF 990 / month
Real financial managementBudget, cash and key figures, with someone to talk to for your decisions.
Get startedPrices excl. VAT, bexio licence included. See plan details
FAQ
What people ask us about bookkeeping.
Your situation is a bit special? Ask us directly, it’s the quickest way.
Talk to an expertDo I need to keep accounts as a sole proprietorship?
Yes, always, but not necessarily full accounts. From CHF 500'000 of turnover in the last financial year, a sole proprietorship keeps full accounts, with a balance sheet and an income statement. Below that, the law only asks for a record of income, expenses and assets (art. 957 CO). A Sàrl or an SA always keeps full accounts.
Full or simplified accounting: what’s the difference?
Full accounting follows double entry: every transaction affects two accounts, and each year you get a balance sheet, an income statement and notes to the financial statements. Simplified accounting only covers income, expenses and the state of your assets. Even when it isn’t required, full accounting gives you a much clearer view of your profitability and your cash.
How long must I keep my accounting documents?
Ten years from the end of the financial year, for the books, the supporting documents, the management report and the audit report (art. 958f CO). Digital storage is allowed, except for the management report and the audit report, which are kept in signed form. With FiNexus, every document is digitised and attached to its entry in bexio.
Does my Sàrl or SA need an auditor?
In principle yes, with a limited audit. But if your company has no more than 10 full-time jobs on an annual average, you can waive it with the agreement of all partners or shareholders: this is called opting out. The ordinary audit only applies to large companies that exceed two of these thresholds two years in a row: 20 million in total assets, 40 million in turnover and 250 full-time jobs.
When must my annual accounts be ready?
For a Sàrl or an SA, the general meeting approves the annual financial statements within six months of the end of the financial year. They then serve as the basis for the company’s tax return. With books kept month by month, the year-end closing takes a few days, not a few weeks.
What is the shareholder current account?
It’s the account that records what moves between you and your company: withdrawals, advances, costs you pay out of your own pocket. Keep a close eye on it, because a poorly documented balance can be reclassified by the tax office, for example as a hidden profit distribution.
Can I keep using bexio myself?
Yes. The bexio subscription is included in our plans: you keep your access, send your invoices and follow your figures live. We keep the books in the same tool, so you see everything we do.
Can I switch accounting firm mid-year?
Yes, at any time. We get the accounts from your old accounting firm, take over the balances from the last year-end closing or the last VAT return, and catch up on the months behind. You have nothing to rebuild.
Shall we talk?
Your September books, already closed?
With FiNexus, they are, in the first days of the following month. A first call, no commitment.